Vehicle Loans

As of January 1, 2018

Vehicles that have a title may be used as collateral.  *The following charges will be applied to those loans involving collateral. Title fees ($11.00)/Lien Perfection fees ($2.50) will be added to the loan amount when applicable and sent to the appropriate agencies when the loan is processed.*

Model YearTermRate
2018-201772 months2.9%
2016-201560 months4.5%
2014-201254 months5.5%
2011-200848 months6.5%
2007 and earlier36 months7%

Signature Loans


Up to 36 months and $3000 per individual.

Ask for lending policy for details.

Share Loans

2.0% Above Dividends. Presently 2.8%.

Dividend Rate

0.8% yearly (with 0.8% apy).

Set at the end of each quarter.